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Northeast Pennsylvania’s Experts in Heating, Air & Plumbing Northeast Pennsylvania’s Heating,
Air & Plumbing Experts

Need Financing?

Buy Today, Pay Over Time

We offer a variety of financing options to help you cover the cost of major repairs, replacements, or system upgrades, upon credit approval.

We offer a variety of options for financing any of our HVAC services, products or systems. Our financing options allow you to invest in a home comfort system without breaking your bank account.

Whether you need a new furnace, air conditioner, or an entire HVAC system, our credit options will give you options to make sure any installation, repair, or replacement is affordable.

Financing Options From
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Financing Frequently Asked Questions

Are there financing options for emergency HVAC, plumbing, or electrical repairs?

Yes, T.E. Spall & Son offers flexible financing options for emergency HVAC, plumbing, and electrical repairs. For HVAC services, they provide multiple financing choices such as the OPTIMUS program, which allows for pre-qualification without impacting your credit score and offers financing for all credit scores. They also offer the EASE Comfort® Program for HVAC installations, which requires no money down and includes a no-hassle maintenance package. For plumbing services, T.E. Spall & Son provides financing solutions to make unexpected repairs more affordable. To explore these financing options further or to apply, contact T.E. Spall & Son today!

Can I pay off my financing early?

T.E. Spall & Son offers flexible and easy financing options, allowing customers to manage their investments in high-efficiency home comfort systems without undue stress. However, specific details about paying off financing early are not explicitly available in the material provided. To get precise details about early payment policies, I recommend contacting their customer service team directly at 570-282-3000 for personalized assistance.

Are there credit requirements for financing your services?

T.E. Spall & Son offers accessible and flexible financing options to make HVAC services affordable for all. The credit requirements are quite accommodating, as they include programs that cater to various credit scores. You can pre-qualify for these financing options without affecting your credit score, and instant approvals are available. This ensures that homeowners can access necessary HVAC installations, repairs, or system upgrades without financial strain.

Do you offer financing options for HVAC, plumbing, and electrical services?

Yes, T.E. Spall & Son offers flexible financing options for HVAC, plumbing, and electrical services to make projects more affordable for you. Our financing partner, OPTIMUS, provides multiple programs even if you have challenged credit, ensuring that unexpected repairs or installations won’t break your budget. You can enjoy options like no-money-down installations and tailored maintenance programs through the EASE Comfort® Program. For plumbing services, we offer 100% financing to ease the burden of large expenditures. Contact us to learn more about these convenient financing options that suit all credit scores and ensure your comfort and peace of mind.

Do you offer no-interest or deferred payment plans for these services?

T.E. Spall & Son proudly offers flexible financing options for their HVAC services, products, and systems, making it easier for you to invest in home comfort without financial strain. Their innovative EASE Comfort® Program allows for a high-efficiency system installation with no money down and no unexpected fees, simplifying the process significantly. Furthermore, they provide 12-month financing with approved credit, ensuring affordability without compromising quality.For more details or to discuss the best financing plan for your needs, contact T.E. Spall & Son today

How do I apply for financing for an HVAC, plumbing, or electrical project?

To apply for financing for your HVAC, plumbing, or electrical project with T.E. Spall & Son, you have multiple convenient options. T.E. Spall & Son offers flexible financing solutions that allow for affordable monthly payments, no pre-payment penalties, and options for all credit scores through their partnership with OPTIMUS. You can get pre-qualified without impacting your credit score and enjoy instant approvals. Another option is the EASE Comfort® Program, which provides an all-inclusive solution covering repairs, maintenance, and installations for a set low monthly payment, ensuring no unexpected costs.For more details or to start your application, contact T.E. Spall & Son at 570-282-3000.

How do I make payments on my financing plan?

To make payments on your financing plan with T.E. Spall & Son, you can explore their flexible and convenient financing options. They offer partnerships with financing programs such as OPTIMUS, which provide instant approvals and affordable monthly payments—even for those with challenged credit. Additionally, through their EASE Comfort® Program, you can benefit from no money down, no hassle maintenance programs tailored to your needs. For more details on how to manage your payments, it’s recommended to contact T.E. Spall & Son directly through their website or by calling their customer service.

How long does it take to get approved for financing?

Typically, approval for financing with T.E. Spall & Son can take place almost instantly. For example, through their financing partner OPTIMUS, applicants can get pre-qualified in less than two minutes without impacting their credit score. Such efficiency ensures that you’re able to move forward with your HVAC project swiftly. As a satisfied customer, Justin L. shared his positive experience with transparent processes and prompt service. Contact T.E. Spall & Son to learn more about their financing options and begin your application today!.

What are the terms and interest rates for your financing plans?

T.E. Spall & Son offers flexible financing options tailored to your needs, making it easier to manage the costs of HVAC services. With their EASE Comfort® Program, you can get high-efficiency system installations with no money down and no unexpected fees. Additionally, they provide financing through OPTIMUS, offering instant approvals and affordable monthly payments even for those with challenged credit. For a stress-free experience, consider their 12-month financing plan with approved credit to make your HVAC investments more manageable. Contact T.E. Spall & Son to explore these options and benefit from their dependable services.

What documentation is required to apply for financing?

To apply for financing with T.E. Spall & Son, specific documentation requirements aren’t detailed in the files, but it is necessary to get pre-qualified through their financing partner, OPTIMUS. This process does not impact your credit score and can offer instant approvals and multiple financing programs. Given the varying nature of financial products, it’s best to contact T.E. Spall & Son directly for the most accurate list of required documents, as financing promotions and requirements may change. For further inquiries or to start the application process, reach out to T.E. Spall & Son today!

Financing Offers
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Service Finance Company, LLC Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. They provide in excess of fifty financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the SFC Financing Program. Their program strives to provide our contractors with the flexibility they require to offer their customers the ability to finance their purchases of products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Solar, Roofing, Insulation and many more.
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Always Covered. Always Comfortable.™ GreenSky® was founded on the idea that payment, credit and commerce could be enhanced using technology delivered via an elegant user experience. We believed payment and credit could be an asset that empowers and enables commerce, not a distraction or impediment. Today, GreenSky delivers a service that helps business grow and delight their customers.
Ease Comfort Logo
Always Covered. Always Comfortable.™ The EASE Comfort Program introduces your customers to an easier way to experience comfort by eliminating a large upfront expense for unfamiliar equipment and their need to manage and maintain their homes’ HVAC & Water Filtration systems. They’ll say hello to a new high-efficiency HVAC or Water Filtration systems for one low monthly payment—while saying goodbye to unexpected, expensive repairs, labor fees, installation charges, seasonal maintenance costs, parts and overtime fees, worries, hassles, and headaches.
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T.E. Spall & Son Maintenance Plans
Get the most out of your new HVAC system with regular maintenance through the T.E. Spall & Son Maintenance Plans. Our no-hassle maintenance programs are tailored to fit your needs, so you never have to worry about remembering to schedule the tune-ups your home systems need.
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Go Next Level with EASE Comfort®

We understand that installing a new heating or air conditioning system can be a significant investment. We help take the stress out of your installation project by offering the EASE Comfort® Program. Through this exclusive program, you’ll enjoy a new, high-efficiency system installation with no money down, no unexpected fees, and a no-hassle maintenance program tailored to your needs.

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